Direct debit

Direct Debit Mandate

A direct debit mandate, also known as a Direct Debit Instruction (DDI), is an authorisation from a customer to a business or service provider, allowing the latter to collect payments directly from the customer’s bank account on a predetermined schedule.

tip

This mandate is essential for setting up direct debit payments and ensures that the business can collect future payments without requiring further action from the customer each time a payment is due.

Create Direct Debit

Creating a direct debit request involves initiating a new direct debit mandate. This process is facilitated through specific API endpoints that allow the submission of direct debit requests:

important

The blue color stands for Actions in Client App while the yellow color stands for Actions in API service.

1

Fetch available direct debit products

2

Fetch direct debit product details

3

Check 3FA requirement & User acknowledgement

4

Initiate direct debit

5

Cancel a direct debit transaction request

6

Resend verification code

7

Create direct debit mandate

Update Direct Debit

This procedure involves modifying or managing existing direct debit mandates or transactions. It includes operations such as updating mandate details, executing direct debit transactions and handling mandate collections:

important

The blue color stands for Actions in Client App while the yellow color stands for Actions in API service.

1

Fetch all user mandates

2

Check 3FA requirement & User acknowledgement

3

Initiate direct debit mandate update

4

Cancel a direct debit mandate update request

5

Resend verification code

6

Save direct debit mandate update